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Understanding Indiana's Point System

3 min read

Indiana's Bureau of Motor Vehicles (BMV) employs a point system to monitor and penalize unsafe driving behaviors. Each moving violation adds a specific number of points to your driving record, influencing potential penalties such as mandatory courses or license suspension.

Point Values for Common Violations

The severity of a traffic offense determines the number of points assigned:

  • 2 Points:

    • Speeding 1–15 mph over the limit
    • Failure to use headlights or turn signals
    • Non-functional brake or signal lights
    • Driving under the minimum speed limit

  • 4 Points:

    • Speeding 16–25 mph over the limit
    • Disregarding a stop sign or traffic signal
    • Improper U-turns
    • Unsafe lane movements

  • 6 Points:

    • Speeding 26+ mph over the limit
    • Following another vehicle too closely
    • Failure to yield to emergency vehicles
    • Reckless driving

  • 8 Points:

    • Driving while suspended
    • Speed contest on road
    • Passing a school bus while loading or unloading

  • 10 Points:

    • Reckless driving causing injury
    • Operating while intoxicated (OWI) causing injury or death
    • Leaving the scene of an accident involving injury or death

Points remain on your driving record for two years from the date of conviction. However, the conviction itself may stay on your record longer, especially for serious offenses like OWI.

Consequences of Accumulating Points

Accumulating points can lead to various penalties:

  • 14 Points: The BMV may send a warning letter indicating potential consequences for future violations.
  • 18 Points: You may be required to complete a BMV-approved Driver Safety Program (DSP) or face probationary driving privileges.
  • 20 Points or More: Your license may be suspended, with the suspension duration determined by an administrative hearing, ranging from one month to one year.

Reducing Points on Your Record

To mitigate the impact of points:

  • Driver Safety Program (DSP): Completing a BMV-approved DSP can credit your record with a 4-point reduction. This credit is available once every three years. The DSP is a minimum four-hour course available in classroom, online, or DVD formats, with a maximum cost of $55.
  • Traffic Infraction Deferral Programs: Some counties offer deferral programs allowing eligible drivers to avoid points if they meet specific conditions, such as maintaining a clean record for a set period.

Monitoring Your Driving Record

Regularly checking your driving record helps you stay informed about your point status. You can access your record through the Indiana BMV's official website.

For more information on Indiana's traffic laws and regulations, consider exploring the following resources:

Staying informed and proactive can help maintain a clean driving record and avoid the repercussions associated with accumulating points.